Hearty Beef and Bean Chili

Hearty Beef and Bean Chili: Your Ultimate Comfort Food Recipe with Poblano & Jalapeño

There’s nothing quite like a steaming bowl of homemade chili to warm you up on a chilly evening or to fuel a lively game day gathering. This Beef and Bean Chili recipe is exceptionally flavorful, offering a delightful depth with a subtle hint of sweetness from roasted poblano peppers. Crafted with rich ground beef, a touch of Mexican beer, the vibrant notes of poblanos and jalapeños, and a hearty blend of beans, this chili promises a robust and satisfying experience. It’s the perfect winter dinner staple, an effortless meal prep hero, or a fantastic, easy dinner option for those exciting game days.

Beef and Bean Chili with cilantro

While some might enjoy a pot of chili even during warmer months, I find that the rich, comforting flavors truly shine in the crisp air of fall and the depths of winter. This particular Beef and Bean Chili stands out as one of the best chili recipes I’ve had the pleasure of making in recent memory, largely thanks to its thoughtfully selected ingredients and harmonious blend of spices.

At the heart of this flavorful dish are poblano peppers, which rank high on my list of favorite ingredients to cook with. These mild to medium-heat peppers are renowned for the wonderful, subtly sweet flavor they develop when cooked, adding an incredible depth that complements the savory beef perfectly. To provide a balanced warmth and a pleasant ‘kick,’ I also incorporate fresh jalapeños. By removing the seeds and membranes, we can control the heat, ensuring that even those with a milder palate can enjoy the dish without being overwhelmed.

For this rich and robust Beef and Black Bean Chili, I chose ground sirloin. This cut of beef is wonderfully lean, yet it doesn’t compromise on the deep, meaty flavor that is essential for an authentic chili. However, this recipe is incredibly flexible. You can easily opt for regular ground beef, or if you’re looking to lighten the dish even further, ground turkey or chicken can be substituted, offering a delicious alternative without sacrificing heartiness. Complementing the beef, I’ve used a classic combination of red kidney beans and black beans, which provide a fantastic texture and absorb the rich flavors of the sauce. But don’t hesitate to experiment! Chickpeas or hominy beans could also offer an interesting twist to this versatile dish.

Why You’ll Love This Beef Poblano Bean Chili Recipe

  • Versatile Comfort Food: This chili is a true chameleon in your kitchen. It’s robust enough for a satisfying weeknight family dinner, yet sophisticated enough to impress guests. The best part? It can be prepared days in advance and stored in the fridge, making it an ideal candidate for entertaining, especially for game day gatherings. Simply warm it up, arrange a selection of toppings, and let everyone customize their bowl to perfection. Its adaptability ensures it fits seamlessly into any occasion, from casual to celebratory.
  • Effortless Meal Prep: If you’re a fan of meal prepping, this recipe will quickly become a favorite. It’s incredibly easy to double or even triple the batch, allowing you to enjoy a delicious dinner now and freeze the rest for quick, convenient meals later. Having a freezer stash of homemade chili means you’re always just a reheat away from a wholesome and satisfying dinner on busy evenings, saving you time and stress during the week.
  • Budget-Friendly & Cost-Effective: Enjoying a delicious, hearty meal doesn’t have to break the bank. This Beef and Bean Chili is a relatively inexpensive and cost-effective family meal. Ground beef and various types of beans are generally affordable ingredients, and the recipe utilizes common pantry staples, making it a smart choice for feeding a crowd or managing your grocery budget effectively without sacrificing flavor or nutrition.
  • Protein-Packed Powerhouse: Beyond its delicious taste, this chili is a nutritional champion. The combination of lean ground beef, black beans, and red kidney beans provides an excellent source of protein. This ensures the meal is incredibly filling, helping to keep you satisfied for longer periods. Furthermore, these ingredients are rich in essential vitamins and minerals, including vital B vitamins, iron, and zinc, contributing to a well-rounded and healthy diet.

If you’re eager to explore more delicious beef creations, be sure to check out my comprehensive beef recipes section. For those who particularly enjoy ground beef recipes, I highly recommend trying my Mediterranean Ground Beef Skillet, Mediterranean Ground Beef Zucchini Skillet, Mexican Beef Zucchini, Arayes, Beef Kafta Kabob Recipe, Lebanese Meat Pie Recipe, or this incredible Ground Beef Layered Hummus. Each offers a unique and delightful way to enjoy ground beef.

Beef and Bean Chili with sour cream

Recipe Ingredients You’ll Need

Crafting this incredible Beef and Bean Chili requires a balanced mix of fresh produce, hearty protein, and aromatic spices. Here’s a closer look at the key ingredients and why they make this chili truly special:

  • Ground Beef: I typically opt for ground sirloin in this recipe. Its lean nature means less grease, but it still delivers a robust, meaty flavor that forms the foundation of a great chili. Feel free to use other ground beef varieties, adjusting for fat content as needed.
  • Onion: A generous amount of sweet onion is crucial. When sautéed, it provides a foundational sweetness and a pungent aroma that mellows beautifully into the chili, creating a rich flavor base.
  • Chili Peppers (Poblanos & Jalapeños): This dynamic duo brings both flavor and heat. Poblanos offer a wonderful, earthy sweetness when cooked, enhancing the chili’s complexity. Jalapeños introduce a brighter, more assertive heat. To control the spice level, I recommend removing the seeds and membranes from both; leave them in if you prefer a spicier chili.
  • Garlic: Freshly minced garlic is non-negotiable for its aromatic intensity, which infuses the entire dish with a comforting, savory depth.
  • Mexican Beer: A key secret ingredient! Mexican beer, such as Corona or a similar light lager, adds a unique malty flavor and a subtle acidity that helps deglaze the pan and tenderize the meat. It contributes a wonderful depth you won’t get otherwise. If you prefer an alcohol-free version, simply use extra chicken or beef broth.
  • Ground Spices: The soul of any chili lies in its spice blend. I use a classic combination of chili powder for its earthy, slightly smoky notes, and ground cumin for its warm, pungent aroma. Other fantastic additions to consider are garlic powder, dried oregano, and a pinch of cayenne pepper for an extra layer of heat and complexity.
  • Tomatoes: We use both tomato sauce for its smooth, rich base and a can of fire-roasted diced tomatoes. The fire-roasted tomatoes add a smoky depth and chunkier texture, elevating the overall flavor profile of the chili.
  • Broth: Either chicken or beef broth works wonderfully. It helps to thin the chili to the perfect consistency and infuses it with even more savory liquid goodness. Opt for low-sodium broth if you’re watching your salt intake.
  • Beans: A hearty chili wouldn’t be complete without beans! I combine canned dark red kidney beans and black beans, both drained and rinsed. They add significant protein, fiber, and a satisfying texture.
  • Garnishes: The finishing touches make all the difference! I love to top my chili with a generous sprinkle of shredded cheese (cheddar or Monterey Jack are favorites), fresh cilantro for herbaceous brightness, finely diced red onion for a slight bite, and a dollop of sour cream or thick Greek yogurt for creamy indulgence. These garnishes add layers of flavor, texture, and visual appeal.

For exact ingredient amounts and detailed instructions, please refer to the full recipe card below.

Beef Poblano Black Bean Chili with cilantro

Recipe Variations for Your Perfect Chili

One of the many beauties of chili is its incredible versatility. This recipe is wonderfully adaptable, allowing you to tailor it to your personal taste preferences, dietary needs, or whatever ingredients you have on hand. Don’t be afraid to get creative!

  • Beef Choices: While I prefer ground sirloin for its lean, rich flavor, you have several options. For a slightly richer chili, use a ground beef with an 85/15 or 90/10 lean-to-fat ratio, which will still minimize excessive grease while ensuring a juicy texture. If you opt for fattier beef like 80/20, remember to thoroughly drain away the excess fat after browning to prevent the chili from becoming greasy. The key is to achieve that deep, caramelized flavor from the browned meat.
  • Other Proteins: Looking to change things up? Ground pork or a combination of ground beef and pork can add a different dimension of savory flavor. For a lighter, healthier alternative, ground chicken or ground turkey work exceptionally well. These leaner meats will still absorb all the wonderful spices and liquids, making for a delicious, hearty chili that feels less heavy.
  • Bean Bonanza: This recipe calls for black beans and dark red kidney beans, a classic pairing. However, almost any bean will shine in this chili! Consider pinto beans for their creamy texture, light kidney beans, cannellini (white beans) for a milder flavor, or even chickpeas for a unique twist. You can use one type of bean or mix several for a multi-textured experience. Ensure all canned beans are thoroughly drained and rinsed before adding them to the pot.
  • Chili Pepper Customization: I’ve chosen jalapeños and poblano peppers for a balanced flavor and moderate heat. If you’re a heat-seeker, consider leaving some of the seeds and membranes in the jalapeños, or swap them out for hotter varieties like serrano or habanero peppers. For a milder chili, bell peppers (red, yellow, or orange) can replace or supplement the spicier peppers, adding sweetness and color without any heat.
  • Add Extra Vegetables: Boost the nutritional content and volume of your chili by incorporating more vegetables. Chopped bell peppers (of any color) are a natural fit, adding sweetness and crunch. Diced zucchini, corn kernels (fresh or frozen), or even sweet potato cubes can be stirred in during the simmering stage, adding more fiber and diverse flavors.
  • Beer Alternatives: The Mexican beer adds a wonderful depth and acidity, but it’s not essential if you prefer to avoid alcohol. For an equally delicious alcohol-free version, simply substitute the beer with an equal amount of chicken or beef broth. You can also experiment with non-alcoholic beer to maintain a similar flavor profile.
Beef and Bean Chili with sour cream

How to Make Beef Poblano Black Bean Chili

Creating this rich and hearty chili is a straightforward process, broken down into a few simple steps. Follow these instructions for a perfectly cooked, flavorful Beef Poblano Black Bean Chili:

  • Step 1: Brown the Beef to Perfection: Begin by heating two tablespoons of olive oil in a large, heavy-bottomed skillet or Dutch oven over medium-high heat. Once shimmering, add the ground sirloin (or your chosen ground meat), breaking it up with a spoon as it cooks. Allow the beef to brown deeply for about 10 minutes, stirring occasionally, until it’s beautifully caramelized and no pink remains. This browning step is crucial for developing rich, savory flavors. Once browned, remove the beef with a slotted spoon, allowing any excess fat to drain back into the pan. Transfer the cooked beef to a bowl and set aside.
  • Step 2: Sauté the Aromatic Vegetables: In the same pot, add the remaining two tablespoons of olive oil over medium-high heat. Introduce the chopped sweet onion, jalapeños, poblanos, and minced garlic. Sauté these aromatics for approximately 10 minutes, stirring frequently, until the onion becomes tender and translucent, and the peppers have softened. This process releases their sweet and spicy notes, building the aromatic base of your chili.
  • Step 3: Deglaze with Beer and Build Flavor: Pour in the Mexican beer (or extra broth). Use a wooden spoon or spatula to scrape the bottom of the pan, loosening any flavorful browned bits that have stuck. This process, known as deglazing, adds incredible depth to the sauce. Allow the mixture to simmer for about 10 minutes, or until roughly half of the liquid has evaporated, concentrating the beer’s unique flavor.
  • Step 4: Infuse with Spices: Reduce the heat to medium. Add the chili powder and ground cumin to the pot, stirring well to combine with the vegetables and remaining liquid. Cook for an additional 2 minutes, stirring frequently, allowing the spices to toast and release their full aromatic potential. This step truly unlocks the classic chili flavor.
  • Step 5: Simmer to Perfection: Return the browned beef to the pot. Stir in the tomato sauce, fire-roasted diced tomatoes, chicken or beef broth, drained kidney beans, and black beans. Bring the mixture to a gentle simmer, then reduce the heat to low, cover, and let it cook for at least 20 minutes (or longer for deeper flavor), stirring occasionally, until the chili thickens slightly to your desired consistency and all the flavors have melded beautifully.
  • Step 6: Serve and Garnish: Once ready, ladle about 1 1/2 cups of the hot chili into each serving bowl. Top generously with your favorite garnishes, such as shredded cheese, fresh cilantro, diced red onion, and a dollop of sour cream or Greek yogurt. Serve immediately with a side of warm corn bread for a truly satisfying meal.
Beef and Bean Chili in white bowl

Serving Tips for Your Hearty Chili

This Beef and Bean Chili is a complete and satisfying meal all on its own, packed with protein and vegetables. However, complementing it with a few simple sides can elevate the dining experience. Here are some ideas to round out your chili feast:

  • Bread & Crunchy Sides: Chili and bread are a match made in heaven. I always serve chili with classic tortilla chips for dipping and crunch. My homemade pita chips also make a fantastic, flavorful alternative. Don’t forget a warm slice of cornbread, which perfectly soaks up the rich chili sauce and adds a touch of sweetness.
  • Hearty Grains: For those looking to make the meal even more substantial and stretch it further, serving chili over a bed of grains is a wonderful option. Fluffy steamed white rice, wholesome brown rice, light couscous, or protein-rich quinoa all make excellent bases, absorbing the chili’s flavors beautifully. You could also serve it alongside my refreshing Coconut Rice Salad for a cool contrast.
  • Low-Carb Alternatives: If you’re following a low-carb diet, you don’t have to miss out on chili night. Serve this delicious beef chili over a bed of tender zucchini noodles (zoodles) or fluffy cauliflower rice. These options provide a satisfying base without the added carbohydrates.
  • Simple, Fresh Salads: To cut through the richness of the chili, a crisp, refreshing salad is ideal. Try a vibrant Lemon Arugula Salad for its peppery bite, an Easy Kale Salad with a zesty dressing, or a hearty Chickpea Salad for added texture and nutrition. These provide a fresh counterpoint to the warm, spiced chili.
  • Additional Vegetable Sides: While this chili is already laden with vegetables, if you’re looking to add more green to your plate, keep it simple. My Simple Garlic Parmesan Green Beans or fragrant Turmeric Roasted Cauliflower are excellent choices that complement the chili without competing with its bold flavors.

Storage Tips for Leftover Chili

One of the best qualities of chili is how wonderfully it stores, often tasting even better the next day as the flavors continue to meld. Proper storage ensures you can enjoy this delicious meal for days to come or save it for a quick future dinner.

Refrigeration: To store leftovers in the fridge, allow the chili to cool completely to room temperature. Transfer it to an airtight container and place it in the refrigerator. It will keep beautifully for up to 4 days. When ready to reheat, simply warm it gently in a pot on the stove over medium-low heat, stirring occasionally, until it’s heated through to piping hot. You can also microwave individual portions.

Freezing: This Beef and Black Bean Chili is an excellent candidate for freezing, making it perfect for meal prep. Once the chili has cooled completely, spoon it into an airtight freezer-safe container or sturdy Ziplock freezer bags. If using bags, lay them flat for easier stacking and faster thawing. Freeze for up to 3 months. To enjoy, thaw the chili overnight in the refrigerator before reheating. Reheat gently on the stovetop or in the microwave until thoroughly warm. Freezing chili is a fantastic way to ensure you always have a comforting, homemade meal ready when time is short.

Beef and Bean Chili with spoon

Creative Leftover Chili Ideas

Should you be fortunate enough to have any of this delicious chili remaining, it can easily be transformed into exciting new meals. Don’t let those flavorful leftovers go to waste – reinvent them!

  • Customizable Salad & Rice Bowls: Turn your leftover beef and black bean chili into vibrant and satisfying bowls. Start with a base of fresh greens or steamed rice (or both!), then generously add warm chili. Top with your favorite garnishes like avocado, corn, salsa, pickled onions, or a squeeze of lime for a fresh and wholesome meal.
  • Flavorful Wraps & Tacos: Reheat the chili and use it as a robust filling for burritos, tacos, or even carnitas-style wraps. Spoon the warm chili onto tortillas, add a sprinkle of cheese, some shredded lettuce, and your favorite salsas or a dollop of sour cream for an easy and delicious Mexican-inspired meal.
  • Cheesy Quesadillas: Leftover chili makes an excellent and unexpected addition to a quesadilla. Spread a thin layer of chili on one half of a tortilla, sprinkle generously with shredded cheese, and fold the other half over. Cook in a lightly oiled pan until the tortilla is golden brown and crispy, and the cheese is melted and gooey. Serve with guacamole or salsa.
  • Loaded Baked Potatoes or Sweet Potatoes: Top a fluffy baked potato or a roasted sweet potato with a generous scoop of hot chili. Add shredded cheese, sour cream, and chives for an incredibly comforting and filling meal that’s perfect for lunch or dinner.

Recipe FAQs

What is the best ground beef to use for chili?

For this Beef and Bean Chili recipe, I’ve opted to use ground sirloin. It’s an excellent choice because it offers a full, rich beef flavor without being overly greasy due to its leaner profile. However, you have other great options. Ground beef with an 85/15 or 90/10 lean-to-fat ratio will also work wonderfully, providing a juicy texture while minimizing excess grease. If you choose to use a fattier cut, like 80/20 ground beef, it will yield delicious flavor, but be sure to thoroughly drain any excess fat after browning to prevent your chili from becoming oily.

Can beef black bean chili be made ahead of time?

Absolutely, this Beef and Black Bean Chili is an ideal make-ahead meal, which makes it perfect for entertaining or meal prepping! You can prepare it up to 4 days in advance and store it in an airtight container in the refrigerator. In fact, many people find that the chili tastes even better the next day. This is because the flavors from the beef, vegetables, and spices have more time to meld and deepen, resulting in a richer, more harmonious bowl of chili. Just reheat gently on the stovetop or in the microwave before serving.

What are the best toppings to serve with chili?

One of the joys of serving chili is setting out a variety of toppings so everyone can customize their bowl exactly how they like it! Here are some of my favorite and most popular garnishes:

  • Shredded Cheese: Classic choices like sharp cheddar, Monterey Jack, or a Mexican blend add creamy, savory goodness.
  • Chopped Fresh Cilantro: Offers a burst of herbaceous freshness that brightens the rich flavors.
  • Diced Red Onion (or Pickled Red Onion): Adds a sharp, pungent crunch, or a tangy counterpoint if pickled.
  • Guacamole or Diced Avocado: Provides a creamy, cool texture and healthy fats.
  • Fresh Salsas: A dollop of pico de gallo or corn salsa can add vibrant flavor and texture.
  • Pickled Jalapeños: For those who love an extra tangy kick without the raw heat.
  • Sour Cream or Thick Greek Yogurt: Adds a creamy, cooling element that balances the spice.
  • Your Favorite Hot Sauce: For an additional layer of heat and flavor complexity.
  • Crushed Tortilla Chips or Fritos: For an irresistible crunch.

More Delicious Chili Recipes to Explore

Vegetarian

Lentil Bean Chili

Slow Cooker

Slow Cooker Vegetarian Chili

Beef

Beef Chili Recipe

Turkey

Instant Pot Turkey Chili

More Chili Recipes

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4.30 from 17 votes

Beef and Bean Chili

By Julia Jolliff
Prep: 10 minutes
Cook: 40 minutes
Total: 50 minutes
Servings: 6
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Beef and Bean Chili is flavorful with a slight hint of sweetness from the poblanos.

Ingredients 

  • 4 tablespoons olive oil, divided
  • 1 1/2 pounds ground sirloin
  • 3 cups sweet onion {about 1 large}, chopped
  • 2 jalapeños, seeds removed, chopped
  • 1 cup poblano chile {about 2 large}, seeds removed, chopped
  • 4 garlic cloves, minced
  • 1 – 12 oz. bottle of Mexican beer {such a Corona}, {you can use extra chicken broth in the place of the beer}
  • 1 tablespoon chili powder
  • 2 teaspoons cumin
  • 2 1/2 cups tomato sauce
  • 1 – 14.5 ounce can fire roasted tomatoes, drained
  • 1 cup chicken or beef broth
  • 1 – 15 ounce can of dark red kidney beans, drained and rinsed
  • 1 – 15 ounce can of black beans, drained and rinsed

Garnishes:

  • Shredded cheese
  • Fresh cilantro
  • Sour cream or Greek yogurt
  • Diced red onion

Instructions 

  • In a large skillet heat 2 tablespoons of olive oil over medium-high heat. Add the ground beef and cook for 10 minutes or until the beef is deeply browned and crumbled, stirring occasionally. Remove the beef with a slotted spoon to a bowl, draining any excess fat, and set aside.
  • In the same skillet, heat the remaining 2 tablespoons of olive oil over medium-high heat. Add the chopped onion, jalapeños, poblanos, and minced garlic. Sauté for 10 minutes, or until the onion is tender and translucent and the peppers have softened.
  • Pour in the 12 oz. bottle of Mexican beer and scrape the bottom of the pan with a wooden spoon to deglaze and release all the browned bits of flavor. Cook for 10 minutes, or until about half of the liquid has evaporated, concentrating the flavors.
  • Stir in the chili powder and ground cumin. Cook for an additional 2 minutes, stirring frequently, to toast the spices and enhance their aroma.
  • Return the browned beef to the pot. Stir in the tomato sauce, fire-roasted diced tomatoes, chicken or beef broth, dark red kidney beans, and black beans. Bring the mixture to a gentle simmer, then reduce the heat to low and let it simmer, covered, for at least 20 minutes (or longer for deeper flavor) until the chili thickens slightly and all the flavors have melded.
  • Ladle about 1 1/2 cups of the hot chili into each bowl. Top generously with your favorite garnishes such as shredded cheese, fresh cilantro, diced red onion, and a dollop of sour cream or thick Greek yogurt. Serve immediately with a side of corn bread.

Notes

  • Instead of the ground sirloin you can use regular ground beef, or to lighten it up, opt for ground turkey or chicken.
  • You can use any combination of beans you prefer. Try cannellini beans, pinto beans, chickpeas, or hominy for a fun and delicious change.
  • Adjust the heat by leaving in or removing the seeds and membranes from the jalapeños and poblanos. For extra spice, add a pinch of cayenne pepper. For less heat, use bell peppers instead of jalapeños.

Nutrition

Calories: 410kcal, Carbohydrates: 17g, Protein: 25g, Fat: 27g, Saturated Fat: 8g, Polyunsaturated Fat: 2g, Monounsaturated Fat: 14g, Trans Fat: 1g, Cholesterol: 77mg, Sodium: 829mg, Potassium: 891mg, Fiber: 4g, Sugar: 9g, Vitamin A: 1043IU, Vitamin C: 32mg, Calcium: 72mg, Iron: 5mg

Nutrition information is automatically calculated, so should only be used as an approximation.

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